Pre-Qualifications

The following procedures must be in place:

• Clients with dementia must be adequately supervised at all times.
• Facility must be handicapped accessible. 
• Background checks must be conducted on all employees and volunteers.

Coverage Highlights

• General liability: Limits up to $1 million per occurrence/$3 million aggregate
• Accident medical
• Automobile
• Business income
• Child abduction liability
• Crime
• Directors' and Officers' liability
• Employment practices
• Key employee replacement
• Markel Basic Health insurance
• Professional liability
• Property
• Sexual abuse and molestation
• Special events and fund-raisers
• Systems breakdown
• Umbrella liability (limits up to $10 million available)
• Volunteers as insureds

• Organization's brochure and web site address
• Loss history
• Vehicle schedule and driver list
• Staff employment application
• Staff training outline
• Director's resume